Alabama
Filed or variable rates
Commercial surety bail is licensed as insurance. This source does not establish a statewide premium percentage; request the authorized rate and an itemized quote.
Department of Insurance — Surety insuranceThe amount a court sets is not the same as the price of a bail bond. A practical guide to premiums, court deposits and the rules that shape release in every state.
50 states + Washington, D.C. · Source review: October 29, 2026
Specific premium rules
A statute or regulator specifies a premium formula, range or limit.
Filed or variable rates
Check approved rates, the bond contract and applicable local rules.
Court-based release
Commercial bail bonds are not part of the ordinary release system.
Limited commercial use
Court deposits or nonfinancial release predominate; commercial availability is limited.
Colors describe the type of release or premium rules, not a dollar price, an offer of credit or eligibility for release. Alaska and Hawaii are shown as insets. Washington, D.C. is also available in the state selector and reference below.
01 / Court amount
A judge’s $20,000 bail order describes the financial security required, not necessarily what a family pays an agent. Release conditions, permitted bond types and the ability to use a surety depend on the court and jurisdiction.
02 / Agent’s charge
A commercial bond premium pays for the bond service. As an illustration only, a lawful 10% premium on a $20,000 bond would be $2,000. Ten percent is not a nationwide rule, and a statutory ceiling is not automatically the required rate.
03 / Security pledged
Cash or property pledged to secure the bond is not another name for the premium. The agreement should identify who owns it, where it is held, what obligations it secures and the conditions for return.
Follow the official source for the controlling statute, regulator guidance or court release procedure. Where a single statewide price cannot be confirmed, the entry says so rather than substituting a customary percentage for law.
51 jurisdictions
Filed or variable rates
Commercial surety bail is licensed as insurance. This source does not establish a statewide premium percentage; request the authorized rate and an itemized quote.
Department of Insurance — Surety insuranceFiled or variable rates
3 AAC 23.760 ties a bail premium to the effective rate filed with the insurance director. Permitted expense reimbursements are separate; ask for the applicable filing.
Alaska Administrative Code — 3 AAC 23.760Filed or variable rates
Arizona licenses agents who execute commercial surety bonds. The linked licensing statute is not a flat-price rule; confirm the applicable insurer rate and permitted charges.
A.R.S. § 20-340.01 — Bail bond agentsSpecific premium rules
Section 17-19-301 governs the premium, rounding, minimum charges and additional statutory charges. Consult the full provision rather than treating one percentage as the complete cost. The linked official compilation is dated 2024.
Arkansas — Bail Bond Statutes, § 17-19-301Filed or variable rates
CDI requires surety companies to file rates and agents to use the applicable filed rates. Its guidance describes 10% as common, not a universal statutory ceiling, and recognizes lawful rebating. County bail schedules set the court amount, not the premium.
California Department of Insurance — Bail BondsSpecific premium rules
Section 10-2-707 governs the maximum premium or commission and restricts additional fees. A ceiling is not a mandatory price. The linked official statute compilation is dated 2024; confirm amendments and the actual quote.
Colorado Revised Statutes — Title 10, § 10-2-707Filed or variable rates
Surety insurance agents must charge the premium approved by the insurance commissioner under § 38a-660b. Professional bondsmen have a separate commission framework in § 29-151. Confirm which product is being offered; do not assume a flat 10% rule.
Connecticut General Statutes — § 38a-660bFiled or variable rates
Chapter 43 distinguishes surety bail agents from property bail agents. Identify the bond type and its governing charge provisions; this guide does not assign a single price to both products.
Delaware Code — Bail Bond AgentsLimited commercial use
D.C. law recognizes and regulates compensated bonding activity, while the courts administer money bonds when ordered. Do not label all private sureties prohibited or apply a generic commercial percentage. Confirm the actual release order and authorized arrangement.
District of Columbia Code — § 23-1101Filed or variable rates
Florida uses filed and approved bail-bond rates. The official rate-filing form distinguishes state from federal bonds and includes minimum premiums. The linked form is an older revision; confirm the current authorized filing before payment.
Florida DFS — Bail Bond Rate FilingFiled or variable rates
Georgia law governs secured bonds and compensation, including changes in 2024 SB 63. Check the current § 17-6-30 and the applicable bond terms; this guide has not cleared a single statewide premium figure.
Georgia — 2024 SB 63, signed legislationSpecific premium rules
HRS § 804-62 sets compensation rules and contains exceptions for particular bond arrangements and circumstances. Read the exceptions before interpreting a percentage as a maximum total bill.
Hawaii Revised Statutes — § 804-62Filed or variable rates
The insurance department distinguishes premiums, collateral and premium financing. Financing requires written terms and disclosures. Its consumer guide does not establish one statewide premium percentage.
Idaho Department of Insurance — Bail BondsCourt-based release
Illinois ended monetary pretrial bail on September 18, 2023. Ordinary pretrial release uses the current release and detention framework, not a commercial premium or the former percentage cash-deposit system.
Illinois Courts — End of cash bailFiled or variable rates
The insurance department licenses bail agents and links applicable laws and regulations. Licensing alone does not establish a price; verify the governing premium rule and authorized rate before signing.
Indiana Department of Insurance — Bail Agent LicensingFiled or variable rates
Section 811.2 distinguishes a court-ordered percentage deposit from a sufficient-surety bond or full cash payment. A percentage paid to the clerk is not evidence of the commercial premium owed to an agent.
Iowa Code — § 811.2Specific premium rules
Section 22-2809b addresses compensated-surety premiums, financing and minimum-payment requirements. Confirm the operative text and effective dates before evaluating a payment plan or quote.
Kansas Statutes — § 22-2809bCourt-based release
KRS 431.510 prohibits the for-profit bail-bondsman business and furnishing bail or acting as surety for compensation. Court bail and separately regulated charitable bail assistance are not commercial premiums.
Kentucky Revised Statutes — § 431.510Specific premium rules
R.S. 22:1443 sets the criminal bail-bond premium framework, with statutory fees and exceptions. Review the full provision and any parish-specific charges; a percentage alone may not describe the total due.
Louisiana Revised Statutes — R.S. 22:1443Limited commercial use
Maine law recognizes qualifying surety-company bonds. Do not treat a bail commissioner’s fee as a commercial premium or assume all private sureties are prohibited. Confirm the court’s permitted release arrangement and any applicable surety terms.
Maine Revised Statutes — 4 M.R.S. § 1054Filed or variable rates
COMAR 31.03.05.07 addresses insurer-approved premium rates and distinguishes cash-bail and corporate-surety products. The permitted product and court order matter; obtain the relevant rate rather than assuming one percentage.
Maryland COMAR — 31.03.05.07, RatesLimited commercial use
Massachusetts bail rules recognize approved, registered professional bondsmen. Bail-magistrate charges and surety charges are different. This is not a blanket statutory ban on professional sureties; confirm availability and cost with the court.
Massachusetts Court Rules — Bail Rule 43Specific premium rules
MCL § 750.167b regulates the maximum charge for arranging a bond. Review the full fee provision and applicable exceptions; a court percentage-deposit option is a separate transaction.
Michigan Compiled Laws — § 750.167bFiled or variable rates
Section 60M.02 addresses filed rates, minimum premiums, upfront payments and promissory notes, with separate cash-bail provisions. A required fraction of the premium paid upfront is not a fraction of the court’s bail amount.
Minnesota Statutes — § 60M.02, PremiumsSpecific premium rules
Section 83-39-25 governs bail premiums and processing fees. Use the insurance department’s official code access to confirm the operative provision and any different treatment of particular defendants; no exact rate is represented here.
Mississippi Insurance Department — Code access, § 83-39-25Filed or variable rates
The insurance department provides bail-bond and surety-recovery guidance. A uniform statewide consumer premium was not established from this source; request the authorized rate and written fee terms.
Missouri Department of Insurance — Bail Bond FAQsFiled or variable rates
The insurance regulator’s 2023 statement rejected the claim that a mandatory 10% minimum had been established. Check subsequent legislation and the applicable rate filing; do not substitute a customary quote for a legal minimum.
Montana CSI — Bail premium statementLimited commercial use
Section 29-901 provides recognizance, surety and court-deposit arrangements. A court deposit is not a commercial premium. The statute should not be read as a blanket prohibition on every surety; confirm the release order with the clerk.
Nebraska Revised Statutes — § 29-901Specific premium rules
NRS Chapter 697, including § 697.300, governs bail-business charges and permitted collections. Check the current compensation provision and separate fees before accepting a total-cost quote.
Nevada Revised Statutes — Chapter 697Filed or variable rates
RSA 597:7-b recognizes insurer-appointed bail agents who receive premiums. It is not itself a universal price table; obtain the governing rate and identify any court or commissioner charges separately.
New Hampshire RSA — 597:7-bLimited commercial use
New Jersey’s post-2017 criminal justice system primarily uses risk-based release rather than monetary bail. Commercial bonds have not been categorically abolished. If a monetary bond is ordered, verify the permitted product and current terms.
New Jersey Courts — Criminal Justice ReformFiled or variable rates
13.20.2 NMAC regulates the bail-bond business and transaction requirements. Confirm the applicable Office of Superintendent of Insurance rules and rate filing; this guide does not assert a universal percentage.
New Mexico Administrative Code — 13.20.2Specific premium rules
Insurance Law § 6804 caps the premium at 10% of the first $3,000, 8% of the portion above $3,000 through $10,000, and 6% of the portion above $10,000. A $10 minimum may apply below $200. Apply the tiers, not 10% to the entire bond.
New York Insurance Law — § 6804Specific premium rules
G.S. 58-71-95(5) prohibits a premium above 15% of the bond’s face amount. This is a ceiling, not a mandatory charge. Reasonable collateral is separately addressed in the provision.
North Carolina General Statutes — § 58-71-95Filed or variable rates
The insurance department regulates bail-agent licensing. The linked licensing guidance does not establish a uniform premium; confirm the current premium rule or filing before relying on a percentage quote.
North Dakota Insurance Department — Bail BondFiled or variable rates
Section 3905.93 requires the filed and approved premium rate and disclosure of an expense fee. Ask for both figures separately; an expense fee is not interchangeable with the bond premium.
Ohio Revised Code — § 3905.93Specific premium rules
The insurance department’s bail statutes include premium, collateral, receipt and prohibited-charge rules. Confirm § 1320 and applicable exceptions before evaluating the premium or additional fees.
Oklahoma Insurance Department — Bail Bond StatutesCourt-based release
Oregon’s ordinary security-release system uses court deposits, not a commercial bond premium. The linked Multnomah court guide explains a percentage deposit, retained charges and potential deductions; confirm the actual order with the relevant court.
Oregon Judicial Department — Security ReleaseFiled or variable rates
Criminal Rule 528 allows court-authorized percentage deposits as well as other monetary release conditions. A deposit of up to 10% under that rule is not a commercial premium; verify the surety’s separate authorized charges.
Pennsylvania Rules of Criminal Procedure — Rule 528Filed or variable rates
Section 12-13-10 provides a court percentage-deposit alternative to sureties. That deposit rule does not establish a commercial premium. Confirm the ordered bond form and any court-governed surety terms.
Rhode Island General Laws — § 12-13-10Specific premium rules
Chapter 53 regulates premiums and distinguishes professional, surety and accommodation bondsmen, cash deposits and premium-secured bonds. Identify the product before applying its charge provisions.
South Carolina Code — Title 38, Chapter 53Filed or variable rates
Chapter 58-22 regulates bail-bond business practices and premiums. Consult the current text, including § 58-22-30; this guide has not verified one numeric statewide premium.
South Dakota Codified Laws — Chapter 58-22Specific premium rules
Section 40-11-316 addresses premium and other charges, with distinctions for renewals, appeals and particular defendants. The courts’ official code gateway provides access to the controlling text; verify it before accepting a quote.
Tennessee Courts — Code access, § 40-11-316Filed or variable rates
TDI states it does not regulate bail-bond forms, rules or rates. County bail-bond boards regulate licensing where applicable. This does not mean every charge is unrestricted; check local requirements and the written contract.
Texas Department of Insurance — Bond ResourcesFiled or variable rates
Utah’s Bail Bond Act governs licensed bail products and transactions. Confirm current premium rules, filings and the bond type; the act alone should not be used to assume a uniform statewide quote.
Utah Code — Title 31A, Chapter 35Filed or variable rates
Chapter 229 governs bail and recognizance and restricts financial conditions in particular circumstances. It is a release-law reference, not proof of one commercial premium percentage. Confirm the court order and any surety rate.
Vermont Statutes — Bail and RecognizancesSpecific premium rules
Section 9.1-185.8 regulates bondsman conduct and financial terms. Consult its operative premium provisions and financing conditions; do not assume a customary percentage is the required charge.
Code of Virginia — § 9.1-185.8Filed or variable rates
The official bail-practices report distinguishes premiums, collateral and court bail. This report is dated 2010 and is background, not a current price rule; confirm current law and the insurer’s applicable rate before paying.
Washington Legislature — Bail Practices ReportFiled or variable rates
Section 51-10-8 places bondsmen under Insurance Commissioner licensing and rulemaking. Confirm the commissioner’s current premium rules; the licensing statute alone does not establish the price of a bond.
West Virginia Code — § 51-10-8Court-based release
Section 969.12 restricts compensated sureties. Wisconsin still has monetary bail and court-administered bond arrangements; do not confuse the restriction on commercial sureties with abolition of cash bail.
Wisconsin Statutes — Chapter 969Filed or variable rates
The insurance department requires licensing for insurer-underwritten bail bonds. Its licensing guide does not establish a uniform premium percentage; confirm the current governing rate and contract charges.
Wyoming Department of Insurance — Bail BondsA useful quote does more than name a percentage. Ask for the bond amount, the premium in dollars, the legal or approved rate being used, any minimum charge and an itemized explanation of additional fees. Confirm the agent’s license and the identity of the surety. If someone offers an installment plan, get the down payment, remaining balance, payment dates and consequences of default in writing.
Some courts accept a percentage deposit paid directly to the clerk. That deposit may be refundable subject to court rules, administrative charges and case obligations. A percentage paid to an agent is a premium under a different agreement. Two arrangements can both involve 10% and still have very different refund and liability consequences. Ask who receives the money and what happens to it after the case ends.
Getting out of custody starts the next set of obligations. The defendant still must attend court and follow release conditions. A cosigner may remain responsible under the contract even when the defendant’s situation changes. Keep court notices, receipts, payment records and the signed agreement together. Ask the agent how to report a new address or court date, and obtain written confirmation when the bond is exonerated.
Do not assume a premium will be returned when charges are dismissed, or assume every premium is nonrefundable in every circumstance. Whether a charge was earned, whether release occurred and the jurisdiction’s rules can matter. Collateral has its own return requirements. Get the refund terms before paying and use the official regulator or court source if the explanation is unclear.
This reference concerns state criminal release. Federal criminal cases and immigration custody have separate bond procedures and contracts. There is no single universal commercial percentage that this page can apply to either system. Confirm the actual agency or court involved before relying on a quote.